AVP/VP Loan Officer

Two positions available.

• Bring value to the customer.  Manage the total AgCountry value proposition and business relationship at the individual customer level.  
• Administer credit.  Implement established credit disciplines, processes and policies through delegated loan decisions, loan servicing, and analysis of loans.
• Develop and execute business and sales plans.  Develop and maintain plans for assigned portfolio/territory that summarizes opportunities, threats and needed resources.  Maintain documented relationship plans for all key customers and prospects and attain business goals through sales execution.
• Develop and maintain personal and professional skills.  Develop and maintain a high-level knowledge of business concepts and AgCountry products and services.  Proactively develop and maintain a high level of knowledge about production agriculture, commodity marketing, agricultural economics, technology, and other specifics pertinent to the assigned portfolio, industry, segment and/or territory.  Maintain up-to-date knowledge of sales and marketing techniques, as well as solid credit skills and relationship building skills.

• Degree in business administration, economics, finance, agribusiness, or related field and/or experience equivalent to the degree.
• Strong communication, negotiating, problem solving and administrative skills.
• Superior time management and personal management skills.
• Demonstrated ability to work with others, strong teamwork, and leadership skills.
• Sound financial judgment and lending acumen.
• Ability to analyze a wide variety of financial information and identify creative solutions.
• Demonstrated ability to make timely decisions

• Prior lending or related experience.
• Working knowledge of risk management products such as MPCI, Hail Insurance and DRP.
• Knowledge of the financial services industry, commercial banking, and the Farm Credit System.
• Knowledge of lending disciplines and the Association's credit portfolio.